India has leapfrogged domestic payments with innovation in the form of UPI. We love UPI as much as you do.
However UPI is primarily designed for person-to-person payment and credit card is primarily designed for person-to-business payments. In most of the cases, once you do a transaction over UPI it cannot be reversed even if a fraudster tricked you. But credit cards offer chargeback mechanisms, where you can report fraudulent transactions or non delivery of service for upto 60 days and get your money back.
If you do 30 transactions over UPI, there will be 30 entries in your bank account. If you use a credit card you will get one statement with details of all transactions and one entry in your bank account for the total payment. Plus, you can make your credit card payment with UPI 🙂
Credit cards also offer you reward points on every transaction which you can redeem for gift vouchers from your favourite brands. Lastly UPI can be used only within India but credit cards can be used globally. With all these advantages, using the SURE credit card is a better way to spend – convenient, safe, and assured rewards. every time you transact.