The advent of credit took place way before the introduction of credit cards in the market with the main street retailers maintaining hundreds, even thousands of credit accounts to the name of individual customers. This meant that all the accounting, calculations and collection had to be done by these retailers, which eventually turned into a hassle. Credit cards changed this pattern by generalizing the benefits and uses of credit to the masses and gathering all the processes completed by the retailers under the credit card issuer. Since the introduction of the first universal credit card under the Diners Club Inc. in 1950, the credit cards have evolved such that they come with some strappings around them in the form of fees, interest and different charges. However, the internet era has made it convenient to learn about credit cards at a moment’s notice.
Therefore, if you are thinking of securing a credit card for financial use or are already a user and are facing difficulties understanding some concepts or aspects of the card, it is important that you learn about credit cards. Since its inception, SURE has focused on ensuring that the customers know the financial facets involved in the usage of a credit card. We want our members to be completely aware of each and every aspect related to credit cards so that they make an informed decision in regards to the financial maintenance and use of the same.
To further our aim of educating our customers on credit cards, SURE has introduced the new ‘Learn’ pages on its website wherein members can go through various credit card related topics, gain information and learn about credit card topics in generality and specificity. Therefore, the SURE website is your one stop solution for the important information which might not be available in general. This guarantees you the convenience of perusing through the available information without having to manually go online and search for these topics.
Why Do We Need to Learn About Credit Cards?
Although you might already be aware of the basics of applying for, securing and making payments through the credit card, you can only make the best use of your credit card if you delve into the details and try to gain as much information as possible to learn about credit cards. Doing so can help you save up on the purchases that you make using the credit card and along with it, assist you in building and maintaining a good credit score that can come in great use in the future. For example, if you are a beginner in the professional world and have just started looking for a suitable credit card, the best option for you would be to know more about the perks and privileges the card offers, if the card charges any fee and if the benefits it offers really accrue to you.
Even for people already using a credit card, they may not be aware of the concepts that surround a credit card, thus implying that they just have basic information and no more about the credit card. These credit card users may end up buying a card that they may not get the maximum use out of. For example, if you have no intention of buying any vehicle, you might not want a credit card that offers rewards on fuel purchases. The ‘Learn’ section helps you to understand the information available on credit cards in a simply broken down manner and learn about credit cards in a way that can further help you establish your preferences and secure a credit card that can provide you with maximum benefits.
How to Access the ‘Learn’ Section from the Website?
The ‘learn’ section on the SURE website ( https://surecard.in/learn/ ) happens to be a very convenient way for you to access multiple topics that might be a beneficial addition to your existing knowledge on credit cards. If you want to get rid of the hassle of manually searching these credit card aspects, following are the steps to access the multiple topics available in the ‘learn’ section on the website.
Go to https://surecard.in/
Click on the ‘Learn’ option on the upper side of the website
You will come across a list of multiple topics
Once you click on any one, you will be directed to a page with information on the same.
Benefits of Learning More About Credit Cards
- The primary benefit of reading through the topics under the ‘Learn’ section is that it is a great way to add to your previous knowledge and helps you understand the product you want to get a little better.
- Once you go through the different aspects and technicalities involved in credit cards, you might be able to arrive at an informed decision on the type of card that you want to own.
- The information available under the ‘Learn’ section can help you analyze different cards against your own spending patterns and lifestyle, thus ensuring that you learn about credit cards and get a card geared towards your preferences or are capable of using it in the best possible way.
- The topics under the ‘Learn’ section are not specific to particular questions but are explained in a general manner such that it becomes a comprehensive source of information on everything you need to know about them.
- The information is not too technical in that even if you have a basic or no idea about the aspect we are talking about, you can gain enough information on the subject from the articles provided.
The Complexities of a Credit Card
As a normal consumer who has surface level information on the workings of a credit card, it is quite common for you to believe that you can make do with the credit card knowledge you already have. However, credit card payments have a lot of processes that go on simultaneously that you may not be aware of. You might not need to know all of these, but some of the concepts and aspects can help determine the credit card you apply for and the way you use that particular card. Not only these, but you may learn about credit cards and know more about the fees and charges that credit card issuers levy on the usage of your card and whether they are justified in comparison to the benefits and convenience that your card provides.
The topics under the ‘Learn’ section range from ‘Annual Fees’ and ‘Joining Fees’ charged by some credit card issuers to the ‘Minimum Due’ and ‘Total Due’ payments to be made in credit cards to allowances like ‘Cash Withdrawals’ and facilities like ‘Chargeback’ and a lot more to expand your financial knowledge horizon way more. These can help ensure that the simplicity and convenience of owning and using a credit card remains the same and you as a customer understand the different facets of using a credit card definitively.
Are you a credit card user and did not find your doubt addressed in the articles? If so, which credit card concepts would you like us to explain? Leave your suggestions in the comments below!