Spar SBI Card SELECT

The State Bank of India has launched the SPAR SBI Card SELECT in association with SPAR. The card provides perks like reward points, milestone benefits etc. The Spar SBI Card SELECT is an ideal card for people who shop frequently at Landmark retail or online stores. This means rewards for purchases at SPAR, Lifestyle, Max and Home Centre.

Spar hypermarket offers its services in India and has been established as a partnership between Max hypermarkets under the Landmark Group and Spar International. It sells and delivers household groceries like fruits, vegetables, meat and poultry products etc. The hypermarket has started its operation in 9 Indian cities up until now. It has fixated on the need for delivery of ‘fresh’ products to all its customers.

  • Sure Card
  • Spar SBI Card SELECT
Features Sure CardSpar SBI Card SELECT
Features
EligibilityEveryone 18+21-65 years age group. Good credit score. Income criteria will be revealed on application.
Approval100%Not guaranteed, at the discretion of the bank
Joining FeesNILRs. 1768.82 ( Rs. 1499 + 18% GST)
Annual FeesNILRs. 1768.82 ( Rs. 1499 + 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% of purchase amount. 1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) on transactions of Rs. 500 - Rs. 3000 Maximum waiver of Rs. 100 per statement cycle per card account
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.10 reward points per Rs. 100 spent at Landmark stores and on dining and movies.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form
Privacy and SecurityYour data is not used and not soldContactless Transaction.
CommunityYesNo
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Spar SBI Card SELECT vs. SURE Card

The Spar SBI Card Select offers a cumulative milestone benefit of upto 34,400 RP worth Rs. 8,600 and 12,000 bonus points on overall annual retail spends of Rs. 300,000. The Spar SBI Card SELECT also provides a renewal benefit of 6000 reward points worth Rs. 1500 on payment of renewal fees.

The Spar SBI Card SELECT is preferable for people who are frequent shoppers, especially the ones who shop at Landmark retail and online stores, because this provides great returns in terms of rewards. However, SURE Card provides rewards points that can be earned at any expenditure across multiple stores and categories.

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