Shaurya Select SBI Credit Card

State Bank of India has launched the Shaurya SBI Card and Shaurya Select SBI Credit Card centred mainly for the defence personnel. For this purpose, the card holders of Shaurya Select SBI Credit Card are offered bonus reward points when the card is used in the Canteen Stores Department. The reward points are also provided on dining, movies, grocery expenses and departmental stores. The cards can also be embossed with the Army, Airforce or Navy insignia.

  • Sure Card
  • Shaurya Select SBI Credit Card
Features Sure CardShaurya Select SBI Credit Card
EligibilityEveryone 18+People between the age group of 21 to 65. People who have a steady source of income. Credit score, location are also factors included.
Approval100%Not guaranteed, not transparent
Joining FeesNILNil
Annual FeesNILRs. 1768.82 ( Rs. 1499 + 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) on transactions of Rs. 500 - Rs. 4000 Maximum waiver of Rs. 250 per statement cycle per card account
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.10 reward points per Rs. 100 spent on Dining, Movies, Departmental Stores and Grocery (including CSD canteen) expenditure. 2 reward points per Rs. 100 on all other spends. This does not include expenditure on Fuel or Cash Payment. 1500 reward points on the payment of renewal fee.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form
Privacy and SecurityYour data is not used and not soldComplimentary Fraud liability Cover of Rs. 1 lakh
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Shaurya Select SBI Credit Card vs. SURE Card

The Shaurya Select SBI Credit Card offers milestone rewards pertaining to a Pizza Hut e-voucher on spends of Rs. 50,000 in a calendar quarter and an e-gift voucher worth Rs. 7,500 from Yatra or Pantaloons for annual spends of Rs. 5 lakhs. The Shaurya Select SBI Credit Card also provides a renewal fee waiver for  annual spends of Rs. 1.5 lakhs and above.

The Shaurya Select SBI Credit Card has additional benefits like complimentary Personal Insurance Cover of Rs. 10 lakhs offered by Rupay, which is a card payment network of India and functions under the National Payments Corporation of India. It has been specifically introduced for the defence personnel who protect and serve the nation. The card provides benefits like insurance cover, reward points, fuel surcharge waiver and has a global acceptance.

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