Shaurya SBI Card

State Bank of India has launched the Shaurya SBI Card and Shaurya Select SBI Card centred mainly for the defence personnel. For this purpose, the card holders of Shaurya SBI Card are offered bonus reward points when the card is used in the Canteen Stores Department. The reward points are also provided on dining, movies, grocery expenses and departmental stores. The cards can also be embossed with the Army, Airforce or Navy insignia.

  • Sure Card
  • Shaurya SBI Card
Features Sure CardShaurya SBI Card
EligibilityEveryone 18+People between the age group of 21 to 65. People who have a steady source of income. Credit score, location are also factors included.
Approval100%Not guaranteed, not transparent
Joining FeesNILRs. 295 (Rs. 250 + 18% GST)
Annual FeesNILRs. 295 (Rs. 250 + 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) on transactions of Rs. 500 - Rs. 3000 Maximum waiver of Rs. 250 per statement cycle per card account
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.4 reward points equals Rs. 1. 5x reward points on CSD, Dining, Movies, Grocery expenses and spendings at Departmental Stores. 1 reward point per Rs. 100 on all other spends. 1000 reward points on the payment of joining fee.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form
Privacy and SecurityYour data is not used and not soldContactless Transaction.
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Shaurya SBI Card vs. SURE Card

The Shaurya SBI Card offers additional benefits like complimentary Personal Insurance Cover of Rs. 2 lakh offered by Rupay, which is a card payment network of India and functions under the National Payments Corporation of India. The Shaurya SBI Card is also embossed with the the service branch of defence personnel i.e. Airforce, Army, Navy and Paramilitary. 

The Shaurya SBI Card has been specifically introduced for the defence personnel who protect and serve the nation. The card provides benefits like insurance cover, reward points, fuel surcharge waiver and has a global acceptance.

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