SURE Vs SBI

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  • Sure Card
  • SBI Card
Features Sure CardSBI Card
Features
EligibilityEveryone 18+Mostly only for employed with CIBIL score of 700+
Approval100%Not guaranteed, not transparent
Joining FeesNILNIL
Annual FeesNILNIL
Interest Rate10-14%42% - 45.6%
Cash Advance FeesNo Cash Advance2.50% on advanced amount, ( subject to a minimum of Rs.300 )
Over-limit chargesNo over-limit transactions2.50% on the over-limit amount (subject to a minimum of Rs.500 )
Late payment chargesNILUp to Rs.750/-
Card replacement feeNILRs.100/-
Fuel surchargeNIL0.18% (GST amount on surcharge is not waived)
Foreign currency transactionNILMark-up of 3.50%
Minimum Amount DuePay in FullAvailable with Interest Rate
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.5% cashback on Amazon India for Prime Members 3% cashback on Amazon India for Non-Prime Members 2% cashback on Amazon Pay Transaction 1% cashback on other transactions excluding fuel & gold
Referral RewardYesNo
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form
PrivacyYour data is not used and not soldAll transaction data used by Amazon
CommunityYesNo
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