SBI SimplySAVE Advantage Credit Card

The SBI SimplySAVE Advantage Credit Card is specifically designed for the people who incur major expenses on entertainment including movies and dining. The SBI SimplySAVE Advantage Credit Card offers huge rewards and privileges in the form of welcome offers, fuel surcharge waiver and extravagant reward points.

  • Sure Card
  • SBI SimplySAVE Advantage Credit Card
Features Sure CardSBI SimplySAVE Advantage Credit Card
EligibilityEveryone 18+Salaried employees between 21 and 70 years. Self-employed people between 25 and 70 years.
Approval100%Not guaranteed, not transparent
Joining FeesNILRs. 588.82 (Rs. 499 + 18% GST)
Annual FeesNILRs. 588.82 (Rs. 499 + 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) on transactions of Rs. 500 - Rs. 3000 Maximum waiver of Rs. 100 per statement cycle per card account
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.4 reward points equals Rs. 1. 10 reward points per Rs. 100 spent on dining, movies, departmental stores and grocery spends. 1 reward point per Rs. 100 on all other spends.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form
Privacy and SecurityYour data is not used and not soldContactless Transaction.
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SBI SimplySAVE Advantage Credit Card vs. SURE Card

The SBI SimplySAVE Advantage Credit Card offers an annual membership fee reversal from the second year of membership if the card holder spends Rs. 1,00,000 or more in the previous year. 

The SBI SimplySAVE Advantage Credit Card has been tailor made for people who spend on dining and movies and helps them save big time on the expenditure that is incurred on the same. Apart from that, bonus reward points are rewarded to expenses incurred on shopping. However, SURE provides 10 reward points for every Rs. 100 spent on any expenditure, not necessarily pertaining to a single category of purchase.

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