Etihad Guest SBI Premier Card

The Etihad Guest SBI Premier Card has been geared towards accommodating the requirements of premium customers who fly frequently. The Etihad Guest SBI Premier Card has been launched under State Bank of India in collaboration with Etihad Airways. The card holders who use this card can avail benefits on any flight bookings that are made online using the Etihad portal. These benefits can range from increased Airmiles to discounts on air ticket bookings to lounge access that is provided as a complimentary privilege with the credit card.

With its primary hub located at Abu Dhabi International Airport, Etihad Airways is the second largest airline in the United Arab Emirates. The airline has various codeshare agreements and has partnered with multiple other airlines like Jet Airways and Air Seychelles.

  • Sure Card
  • Etihad Guest SBI Premier Card
Features Sure CardEtihad Guest SBI Premier Card
Features
EligibilityEveryone 18+Both salaried and self-employed people. Minimum income requirement for salaried applicants is Rs. 40,000 per month. Minimum income requirement for self-employed applicants is Rs. 33,333 per month.
Approval100%Not guaranteed, not transparent
Joining FeesNILRs. 5898.82 ( Rs. 4999 + 18% GST)
Annual FeesNILRs. 5898.82 ( Rs. 4999 + 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% of purchase amount 1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) on transactions between Rs. 500 to Rs. 4000
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.6 Etihad Guest Miles per Rs. 100 spent on Etihad.com. 4 Etihad Guest Miles per Rs. 100 spent on International Spends. 2 Etihad Guest Miles per Rs. 100 on spends other than fuel. 5000 Etihad Guest Miles on payment of Joining fee.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form
Privacy and SecurityYour data is not used and not soldComplimentary overseas air accident coverage of Rs. 50 lakh. Complimentary fraud liability cover of Rs. 1 lakh.
CommunityYesNo
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Etihad Guest SBI Premier Card vs. SURE Card

The Etihad Guest SBI Premier Card provides Complimentary Etihad Guest Gold Tier status after the first card transaction post securing the credit card. There is also an instant discount of up to 10% i.e. 3% on economy class and 10% on business class on direct Etihad Airways bookings. Another discount of 10% on travel rewards miles redemption is given to the card holders. Milestone benefits of 1500 Etihad guest miles on spends of Rs. 150000 in a calendar quarter. The card holders can reverse the annual fee payment if they achieve spends of Rs. 5,00,000 in a year. The card holder also gets International and Domestic Lounge Access with membership to the Priority Pass Program for US $99. The international lounge access provides 4 complimentary airport lounge visits and the domestic lounge access provides 8 complimentary visits to domestic Visa lounges in India. 

The Etihad Guest SBI Premier Card is well suited for frequent flyers who are loyal customers of Etihad  airlines and provides benefits and privileges that can make air travel cheaper for the members, in accordance with the membership tier they are on. However, the Etihad Guest SBI Premier Card happens to be a travel card and the rewards are limited to that category a majority of the time. On the other hand, SURE Card provides reward points to anyone anywhere when using the card.

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