Doctor's SBI Card (In Association with IMA)

The Doctor’s SBI Card has been introduced in association with the Indian Medical Association with features that can benefit the cardholders. This happens to be the only credit card that is associated with the Indian Medical Association. The Doctor’s SBI Card is geared towards doctors and their lifestyles. 

Indian Medical Association acts as the representative of the Doctors in the Modern Scientific System of Medicine and works as a national organization who looks after the interest and well-being of the community of these doctors as a whole. It is involved in the promotion of the branches of medicine and in improving the health and well-being of the Indian public in general.

  • Sure Card
  • Doctor's SBI Card
Features Sure CardDoctor's SBI Card
EligibilityEveryone 18+Should be a doctor of Modern Scientific System of Medicine (Allopathy)
Approval100%Not guaranteed, not transparent
Joining FeesNILRs. 1768.82 (Rs. 1499+ 18% GST) Reversed on annual spends of Rs. 2 lakh
Annual FeesNILRs. 1768.82 (Rs.1499+ 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% of purchase amount 1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) for single transaction spends between Rs. 500 and Rs. 4000
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.1 reward point per Rs. 100 for all spendings. E-gift voucher worth Rs. 1500 from on payment of joining fees. 5X reward points on medical supplies, travel bookings and international spending. 5X reward points on all spending on Doctor’s day i.e.1st July. Complimentary membership to Priority Pass Program and complimentary visits to international Airport lounges and Domestic Airport lounges.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form
Privacy and SecurityYour data is not used and not soldContactless Card Complimentary credit card. Enhanced security against counterfeiting and skimming with the chip and pin enabled SBI Card.
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Doctor's SBI Card vs. SURE Card

The Doctor’s SBI Card provides milestone benefits i.e.  an E-gift voucher worth Rs. 5000 from, Bata, Shoppers stop etc on annual spending of Rs. 5 lakh and renewal fee reversal on annual spends of Rs. 2 lakh.

Doctor’s SBI Card (in association with IMA) happens to be one of the most exceptional cards on the market and is highly recommended for practitioners of Modern Scientific System of Medicine i.e. Allopathy. However, the general population does not have access to this particular card which covers a certain section. SURE card, on the other hand, covers all people above 18 years of age and is accessible to them.

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