Central SBI Select Plus Credit Card

The State Bank of India launched the Central SBI Select Plus Credit Card to facilitate convenient shopping for the card holders. This is because of the ease of using Visa powered payWave. The Central SBI Select Plus Credit Card integrates a contactless technology to enable faster payments.

  • Sure Card
  • Central SBI Select Plus Card
Features Sure CardCentral SBI Select Plus Card
EligibilityEveryone 18+Salaried and Self Employed
Approval100%Not guaranteed, not transparent
Joining FeesNILRs. 3538.82 (Rs. 2999 + 18% GST)
Annual FeesNILRs. 3538.82 (Rs. 2999 + 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% of purchase amount 1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) on transactions of Rs. 500 - Rs. 3000 Maximum waiver of Rs. 100 per statement cycle per card account
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.1 select point = Rs. 0.25 20 select points per Rs. 100 spent on any Central store. 10 select points per Rs. 100 on dining and movies. 2 select points per Rs. 100 on other retail spends (except fuel) Central e-gift vouchers worth Rs. 3000 and complimentary m-coupons worth Rs. 500 each for the first three months on payment of joining fees.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form with required documents
Privacy and SecurityYour data is not used and not soldContactless Transaction.
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Central SBI Select Plus Credit Card vs. SURE Card

The Central SBI Select Plus Credit Card provides milestone benefits worth Rs. 4000 on annual spends greater than or equal to Rs. 6 lakh. On annual spends of Rs. 1,50,000, 6000 select points, on spends of Rs. 3,00,000, select points of 10000 and on spends of Rs. 6,00,000, select points of 16000 will be rewarded. There is also the renewal benefit of 12000 select points worth Rs. 3000 on renewal fee payment and annual spends of Rs. 1,25,000. 

The Central SBI Select Plus Credit Card ensures that the frequent shoppers are provided with discounts and can shop in a very convenient and easy manner. However, the card can enable people who tend to shop more often. SURE Card, on the other hand, provides 10 reward points for every Rs. 100 spent on any sort of purchase anywhere.

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