BPCL SBI Card Octane

The BPCL SBI Card Octane is a co-branded credit card, which is a premium or upgraded version of the BPCL SBI Card launched before this. The BPCL SBI Card Octane can provide the card holder with a 7.25% cashback on fuel purchase at select Bharat Petroleum Gas stations. Apart from this, the card offers rewards on several categories such as groceries, dining, movies etc. 

Bharat Petroleum Corporation Limited (BPCL) is an oil and gas company owned by the Government of India . It is included under the Ministry of Petroleum and Natural Gas and has two large refineries situated in Kochi and Mumbai.

  • Sure Card
  • BPCL SBI Card Octane
Features Sure CardBPCL SBI Card Octane
EligibilityEveryone 18+People between the age group of 18 to 60. Both salaried and self-employed people
Approval100%Not guaranteed, not transparent
Joining FeesNILRs. 1768.82 ( Rs. 1499 + 18% GST)
Annual FeesNILRs. 1768.82 ( Rs. 1499 + 18% GST)
Interest Rate10-14%Upto 3.50% per month (42% per annum)
Cash Advance FeeNo Cash Advance2.5% of the amount withdrawn; minimum of Rs. 500
Over-limit ChargesNo over-limit transactions2.5% of the overlimit amount; minimum of Rs. 600
Late payment chargesNILFrom Rs.0 to Rs.500 - Nil More than Rs.500 up to Rs.1,000 - Rs.400 More than Rs.1,000 up to Rs.10,000 - Rs.750 More than Rs.10,000 up to Rs.25,000 - Rs.950 More than Rs.25,000 up to Rs.50,000 - Rs.1,100 More than Rs.50,000 - Rs.1,300
Card replacement feeNILRs. 100 to Rs. 250
Fuel SurchargeNIL1% surcharge waiver (excluding all applicable taxes wherever applicable + other charges) on transactions of upto Rs. 4000 Maximum waiver of Rs. 100 per statement cycle per card account
Foreign Currency TransactionNIL 3.50%
Minimum Amount DuePay in Full5% of total outstanding amount Minimum of Rs.200 + applicable taxes
Rewards10 points for every Rs.100/- transaction for everyone, everywhere.4 reward points equal 1 Rs. 25 reward points per Rs. 100 spent at BPCL Fuel, Lubricants and Bharat Gas (Website and App) spends. 10 reward points per Rs. 100 spent on Dining, Departmental Stores, Movie and Grocery expenses (upto 7500 reward points per month) 1 reward point per Rs. 100 on other retail spends (except mobile wallet upload and Non BPCL fuel spends) 6000 bonus reward points equivalent to Rs. 500 on payment of joining fee.
Referral RewardYesYes, but subject to approval
Anniversary RewardYesNo
Birthday RewardYesNo
ChargebackSimple online formMail printed and signed form with required documents
Privacy and SecurityYour data is not used and not soldComplimentary Fraud liability Cover of Rs. 1 lakh
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BPCL SBI Card Octane vs. SURE Card

The BPCL SBI Card Octane provides a 7.25% value back and 25X reward points on fuel purchase at BPCL petrol pumps with a maximum of 2500 reward points per billing cycle. The card holder is entitled to 4 complimentary visits every calendar year to VISA lounges in India with a maximum of 1 visit per quarter. Milestone privileges in the form of e-gift vouchers worth Rs. 2000 from Aditya Birla Fashion, Yatra, Urban Ladder, Hush Puppies or Bata on annual spends of Rs. 3 lakhs. The card holder can get a spend based fee reversal on annual spending of Rs. 2 lakh.

The BPCL SBI Card Octane is suitable for purchase of fuel, lubricants and gas along with reward points on entertainment expenditure like dining and movies and necessary spends from grocery or departmental stores. The rewards are, however, limited to these categories whereas SURE card provides 10 reward points per Rs. 100 spent for anyone anywhere.

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